You don't shave? O_o
Legs and under the arms isn't painful. Only mildly annoying that it needs to be done. Less annoying than being "hairy," though. I wouldn't know about shaving the face/neck area, but I can't imagine it being that much more annoying. Probably slightly, since the skin is softer there, but...eh.
I shave about twice a week, I'd say. Shaving is just regular routine to me. I'm indifferent to it. I do like the soft, smooth feeling afterward, though. XD Very rarely do I ever get "wounds" from it, and if so, it's usually tiny.