No, most is definitely not an exaggeration. Take a look at the number of games on any system in the past 20 years and think about how much junk is in there.
People on the Internet use the word "defensive" in a really strange way. Like, when someone is putting forth any kind of statement against someone else's opinion, they're apparently "defensive", even if they're the ones attacking.
FFVII isn't really the highest on my list of RPGs, either. I mean, it's good, but you have Xenogears, Valkyrie Profile, Suikoden II, Star Ocean: The Second Story...