Incorrect.
I downloaded Skype. I didn't put any type of information in; I just downloaded it like any other messenger. Two weeks and a few video chats later, my parents asked me about a $65 charge from Skype on their credit card bill.
Before you say, "oh apparently you dont know what being phished is" or "lulz that's impossiblez," my case is not a unique occurrence and has happened to many people, apparently. This discussion had already been brought up in another thread prompting Deezer to post a link to a thread asking how and why Skype has charged people random amounts on their credit/debit cards.